• New Buyer Intake call.
• Buyer Consultation with Team.
• Discuss House Criteria.
• Sign up on website.
• DocuSign Buyer Rep and disclosure forms.
• Talk to a Lender.
• Lender gives Buyer the pre-approval letter.
• Lender receives all of the Buyer's financial documents.
• Lender sends documents to Processor.
• Lender sends documents to Underwriter.
• Lender gives Buyer the Golden Ticket to start scheduling showings.
• Schedule 1-3 showing at a time.
• Buyer discusses offer details with Team.
• Buyer signs contract docs via DocuSign.
• Team submits the Buyer's offer to the Listing Agent.
• Offer is negotiated between agents.
• Offer is accepted or denied.
• If offer is accepted, we "go under contract."
• If offer is denied, we look at more houses.
• Buyer gets Option and Earnest money to Title company by the end of the 3rd day.
• Team helps to schedule an inspection within a couple of days.
• Inspector inspects the house solo for a few hours.
• Inspector meets with Buyer for an inspection walkthrough and explains their findings.
• If applicable, agents negotiate amendments to the contract, based on the inspection (before the end of the Option period).
• Anything negotiated during Option period gets addressed before closing.
• Buyer chooses their Home Warranty.
• Buyer decides on Home Insurance.
• Appraisal is ordered through Lender.
• Buyer gets all updated loan documents to Lender.
• Buyer gets all necessary documents to Title.
• Lender sends documents to Closer to approve the loan file.
• Buyer receives Initial CD (Closing Disclosure) from Lender.
• Buyer receives Final CD (Closing Disclosure) from Lender 24 hours prior to closing.
• Buyer has a quick, 15-minute final Walkthrough the day before closing.
• Buyer initiates wire transfer to be sent to Title the day before closing or picks up a cashier's check from the bank and brings it to the closing appointment at Title.
• Buyer signs all the docs at Title and gets the keys from Title.
• Buyer receives funding email from Title by the end of the day.
• Post review for Harpeth Realty Online.
• Fill out client experience survey.
• Enjoy your new home!
You’ve got questions and we can’t wait to answer them.